CONTACTCULTIVATECONTRACTCLOSECURATECORPORATECULTURE
Buyer SOP: ConsultAgreementBuyer ProcessTourOfferContract
TPJ Logo #ThePropertyJoes   Keri Josephson 832-368-1754 keri@thepropertyjoesgroup.com  |  Joseph Ray Diosana 281-650-4658 joseph@thepropertyjoesgroup.com
Keller Williams Memorial, 1220 Augusta St Suite 300, Houston, TX 77057
Buyer Process
Milestone Matrix — From First Contact to Keys in Hand
1. INTAKE 2. CONSULTATION 3. SHOWINGS 4. OFFER 5. CLOSE
ROLE:   Agent = Lead buyer agent    Co-Agent = Cross-assigned partner    Coord = Coordinator    Team = Any member
FTB GRADE:   Y = Extra steps for first-time buyer    MOD = Modified approach    = Standard for all buyers      BRA = Buyer Representation Agreement (mandatory post-NAR settlement)
THE PROPERTY JOES GROUP  •  Buyer Process  •  Process 1: Buyer Intake & Qualification

Process 1: Buyer Intake & Qualification

First contact with a potential buyer. Qualify motivation, timeline, and financial readiness before investing showing time.

1A. INITIAL CONTACT & QUALIFICATION

KEY TASK DESCRIPTION ROLE FTB NOTES / AHA'S
Capture buyer info Full name, phone, email. Source of lead (referral, open house, online, sphere). Confirm spelling Agent Log in ReferralMaker immediately. Every lead gets a CRM record within 24 hours
Assess motivation Why buying? Timeline? Life event (relocation, growing family, downsizing, investment). Urgency level Agent Y FTB: May not know their timeline. Help them understand: pre-approval → search → offer → close = 45-90 days typical
Determine financial readiness Pre-approved? Budget range? Down payment source? Any contingencies (sell first, lease break)? Agent Y FTB: Explain pre-approval vs pre-qualification. Connect with lender partner ASAP. No showings without pre-approval or proof of funds
Identify buyer type Primary residence vs Investor (rental, flip, development). Cash vs Financed. First-time vs Experienced Agent Y Investor buyers: lead with numbers (cap rate, cash-on-cash). FTB: educational approach, explain every step
Qualify search criteria Location preferences, property type, bedrooms/baths, must-haves vs nice-to-haves, deal-breakers Agent Start broad, narrow over time. Ask "What does your ideal Tuesday evening look like?" to understand lifestyle needs
M01 BUYER QUALIFIED — Motivation confirmed, financial readiness verified, search criteria established
PRC‑04.BPM | Buyer Process — Milestone Matrix v1.0  •  Process 1: Buyer Intake & Qualification
TPJ Logo #ThePropertyJoes   Keri Josephson 832-368-1754 keri@thepropertyjoesgroup.com  |  Joseph Ray Diosana 281-650-4658 joseph@thepropertyjoesgroup.com
Keller Williams Memorial, 1220 Augusta St Suite 300, Houston, TX 77057
THE PROPERTY JOES GROUP  •  Buyer Process  •  Process 1: Buyer Intake & Qualification

Process 1: Buyer Intake & Qualification (continued)

1B. BUYER REPRESENTATION AGREEMENT (BRA)

Post-NAR settlement: Buyer Representation Agreement required before any property tours. Present value proposition, explain compensation structure.

KEY TASK DESCRIPTION ROLE FTB NOTES / AHA'S
Present value proposition Explain agent role: market expertise, negotiation, transaction management, vendor network. Show what you bring vs going alone Agent Y FTB: They often do not understand agent value. Use buyer presentation. "I am your advisor throughout this entire process"
Explain compensation How agents get paid post-NAR settlement. Buyer agent compensation options. Transparency is mandatory Agent Y FTB: This is brand new to them. Be clear: "My compensation comes from [X]. Here is exactly how it works"
Execute BRA Sign Buyer Representation Agreement. ShowingSmart requires BRA before property access. E-signing: JRD = Jointly | KLJ + others = Dotloop Agent MANDATORY: No showings or property access without a signed BRA. This protects both agent and buyer
Connect with lender Introduce preferred lender partner. Obtain pre-approval letter. Confirm budget aligns with search criteria Agent Y FTB: Walk them through the pre-approval process. Explain credit impact, documentation needed, timeline
M02 BRA SIGNED — Buyer representation agreement executed, pre-approval obtained, ready to search
PRC‑04.BPM | Buyer Process — Milestone Matrix v1.0  •  Process 1B: Buyer Representation Agreement
TPJ Logo #ThePropertyJoes   Keri Josephson 832-368-1754 keri@thepropertyjoesgroup.com  |  Joseph Ray Diosana 281-650-4658 joseph@thepropertyjoesgroup.com
Keller Williams Memorial, 1220 Augusta St Suite 300, Houston, TX 77057
THE PROPERTY JOES GROUP  •  Buyer Process  •  Process 2: Buyer Consultation

Process 2: Buyer Consultation

In-person or virtual consultation. Educate, align expectations, and build the search strategy together.

2A. EDUCATION & EXPECTATION SETTING

KEY TASK DESCRIPTION ROLE FTB NOTES / AHA'S
Deliver buyer presentation Process overview: search → offer → option period → approvals → closing. Set realistic timeline expectations Agent Y FTB: This is their roadmap. Go through every step. "Here is exactly what happens from today until you get keys"
Review market conditions Current market: seller's vs buyer's market, average DOM, price trends, inventory levels. Houston-specific data Agent Use HAR.com market stats. ShowingSmart buyer likelihood by cohort to show demand levels
Explain offer process How offers work in Texas: earnest money, option period, inspection, appraisal, title, closing. Key dates and deadlines Agent Y FTB: Explain option period (unique to Texas), earnest money (not a down payment), and why deadlines are non-negotiable
Set communication cadence How often will you update? Preferred communication method? Response time expectations both directions Agent Weekly update minimum. More active during showing phase. "I will send you new listings within 24 hours of hitting MLS"
M03 CONSULTATION COMPLETE — Buyer educated on process, expectations aligned, search strategy built

2B. SEARCH STRATEGY

KEY TASK DESCRIPTION ROLE FTB NOTES / AHA'S
Set up MLS search Configure HAR.com saved search with buyer criteria. Auto-email new listings. Refine after first 48 hours of results Agent Start slightly wider than buyer wants — they may discover neighborhoods they had not considered
Identify target neighborhoods Research: school ratings, flood zones, HOA rules, commute times, future development. Match to buyer lifestyle Agent Y FTB: They may not know Houston neighborhoods. Provide neighborhood profiles. Drive target areas with them if needed
Build project workspace Create client project folder in Google Drive (M@TPJG).
Naming: !_ACTIVE_PIPELINE / [BuyerLastName] - TBD
Subdirs: /Docs, /Showings, /Offers, /Contracts

Share /Docs with main contact (editor). Send: “Good morning sunshine ☀️🌞!!! This is an online archive for you to place your survey, any marketing documents from your previous purchase (feature sheet, etc).”
Coord Workspace is single source of truth. Update address when property identified. Share with buyer for document uploads
Create showing tour template Template: Property Tours - [Buyer LastName]. Print tour spreadsheet for organized showing feedback Coord Track: address, list price, sqft, lot, year, buyer rating (1-5), notes. Helps narrow criteria over time
M04 SEARCH ACTIVE — MLS alerts configured, neighborhoods identified, workspace created
PRC‑04.BPM | Buyer Process — Milestone Matrix v1.0  •  Process 2: Buyer Consultation
TPJ Logo #ThePropertyJoes   Keri Josephson 832-368-1754 keri@thepropertyjoesgroup.com  |  Joseph Ray Diosana 281-650-4658 joseph@thepropertyjoesgroup.com
Keller Williams Memorial, 1220 Augusta St Suite 300, Houston, TX 77057
THE PROPERTY JOES GROUP  •  Buyer Process  •  Process 3: Property Search & Showings

Process 3: Property Search & Showings

Active property search. Curate listings, schedule showings, refine criteria based on real-world feedback.

3A. SHOWING PROCEDURES

Pre-showing preparation workflow. Starts with BRA gate (required by ShowingSmart), then tour build and day-of prep. Coordinator-led.

# PROCEDURE DESCRIPTION ROLE FTB NOTES / AHA'S
🔐 BRA GATE — Required before any showings can be scheduled (ShowingSmart enforced)
1 Look up client in CRM
ReferralMaker
Go to ReferralMaker — each agent has their own contacts URL. Search by buyer last name.
If client not found → add them to your pipeline before proceeding.
Coord Each team member has a different CRM URL. Use your own agent link, not a shared view.
2 Verify BRA status
Gate check
ShowingSmart requires a signed BRA before granting property access.
• BRA signed → skip to step 7 (gather properties)
• No BRA → complete steps 3–6 now
Coord Most common gate missed. Don't book ShowingSmart until BRA is confirmed signed.
3 Open e-sign platform & log in
Jointly / Dotloop
Platform routing:
JRD (Joe)Jointly
KLJ + all other agentsDotloop
Log in with agent credentials.
Agent Use whichever platform matches the lead agent on this file.
4 Create new Buyer agreement
Jointly / Dotloop
New transaction → type: Buyer
Enter buyer info: last name, phone number, property address (skip if TBD)

File naming: [Last Name] / TBD
• Use TBD until a specific property is selected
• Update to property address at contract
Coord Example: "Aguilar / TBD"
5 Complete BRA form
Save / Sign / Mark Ready
Work through each section — take defaults on most fields.
On each section: Save → Sign → Mark Ready

Counties — select all that apply:
• Harris County (standard for all Houston buyers)
• Montgomery County (add for north Houston / up north searches)
• Add additional counties as needed for buyer's target area

Skip property address if TBD — continue forward.
Coord Don't overthink — take what the form gives you. Most sections are defaults. Go through every one: save → sign → mark ready.
6 Add addenda & assign buyer
Send for e-signature
Addenda: Take defaults. Harris County addendum — standard, include it.

Assign buyer: Assign buyer role to client → system sends them BRA for e-signature.

Gate unlocked once signed: BRA on file → ShowingSmart access granted → proceed to step 7.
Coord Do not schedule ShowingSmart until signed BRA is confirmed on file.
🗓 TOUR BUILD — BRA confirmed signed. Now build and prep the showing tour.
7 Gather list of properties
(setup / preparation)
Source: HAR Matrix → Contacts → click buyer name link → view their Favorites ❤️ and Possibilities 💡 (shown as separate counts on contact page)
Merge Strategy: Take ALL favorites first (❤️), then add the closest possibilities (💡) until you reach 8–12 total properties • Filter by type (e.g., SFH only) • Target: ~3 hours total tour duration (drive time + 10 min/stop)
Build List: Start a new HAR search filtered by type (SFH, etc.) → manually add each merged address → tab to map view → HAR Directions → Add to Route (starting point: buyer address; default = office 1220 Augusta Dr 77057) → Get Directions
Drive time: Round mileage to nearest mile × 3 min/mile = drive time. Arrival = next quarter-hour. Example: 3 mi × 3 = 9 min → round to 15 min window → add to prior arrival time
Duration per stop: 10 minutes

Tour Sheet Columns (build per property):
# Stop number
Address — clickable link to HAR listing
Sales Price
Addtl Buyer Closing — Sales Price × (3% − BAC%). Communicate with agent for BAC% per listing
Arrival — calculated quarter-hour
Miles Next — to next stop
Window — target 2 hr; often 1 hr. Exception: request waiver from listing agent via cell + email: "Buyer is traveling out of town specifically to see properties. They are buying something this weekend. If you can encourage the seller to make an exception that would be appreciated. The seller can even be at the property."
ST — Listing status. If not Active → move to separate INACTIVE section
Zone — Flood zone. If not Zone X → flag in Notes
SD — Check docs for Seller's Disclosure. Read completed paragraphs → summarize statement with link
HOA — Monthly/annual amount
Tax Rate
Notes — SD summary + unusual listing agent comments (text or cell)
Showing Service — ShowingSmart (SS) / ShowingTime (ST) / Builder / Brokerage/Office
DOM/CDOM — Days on market / cumulative days on market
Showing Instructions — Shorten to essentials. While awaiting response: mark WAITING. Lockbox type (Supra / Combo / Keypad). Gate codes. Example: "Supra back door, gate/####"
Coord Buyers will be slower at stops 1–2 (getting acquainted) then faster. 2nd+ tours go quicker. Budget 3 min/mile to allow for slowdowns and catchup between properties.

Inactive listings go in a separate INACTIVE section — do not remove entirely. Sometimes they come back.

Non-Zone X flood note goes in abbreviated comments under Notes — do not expand in the main cell.
8 Confirm with buyer client & schedule Coordinator confirms tour date/time with buyer. Books each property via ShowingSmart. Confirms access info (Supra, CBS, combo codes, gate codes) for all stops Coord Confirm ALL access info BEFORE tour day — not day-of. Lock in buyer window first, then book showings around it
9 Print buyer docs for showing day Print: tour itinerary, individual showing sheets per property (details + tax + flood zone), tour spreadsheet for buyer ratings/notes. Organize by stop order Coord Buyer rates each property (1–5) during tour using the spreadsheet. Physical packet = professionalism. Gives buyer something to refer to post-tour
10 Remind agent of 1st showing starter pack For first showing with this buyer: send agent the 1st Showing Starter Pack reminder. Ensures agent has the right materials and talking points for a first-tour experience Coord Y 1st showing only. FTB: This is their first time inside homes with an agent — they need guidance on what to observe, how to give feedback, and what the process feels like. Starter pack sets the tone
11 Send Key Focus
30 min before agent leaves for 1st stop
Text + email to agent. Contains:
Top 3 buyer criteria — the focus/heaviest weight items from consultation
Intensity management reminder — lots to consider, manage the pace, don't overwhelm
3 Buffini Questions (100 DTG): Ask at each property:
  1. "Do you like this house?"
  2. "Can you see yourself living here?"
  3. "Is this the one?"
Why Houston links — buyer generic email section (Houstonia, rodeo, lifestyle) for rapport during tour
Key insights from notetaker stack — check Fireflies / HeyPocket / Google Meet for any discussion points from prior calls that bear on today's tour
Any critical access notes — WAITING statuses, gate codes, CBS confirmations
Coord Y FTB: First showing = sensory overload. The Key Focus is the agent's anchor. "Here are the three things that matter most today." Helps agent not get lost in the details.

Every tour, not just first one. Gets faster to produce on 2nd+ tours as criteria are known.

Notetaker stack = Fireflies + HeyPocket + Google Meet. Pull any quotes from client about what matters most — use agent's actual words from prior calls.

3B. CONDUCT SHOWINGS

KEY TASK DESCRIPTION ROLE FTB NOTES / AHA'S
Pre‑showing briefing Before entering each property: highlight key features, known issues, price context vs comps. Set the frame Agent Y FTB: Teach them what to look for: foundation cracks, water stains, HVAC age, roof condition, electrical panel. "Here is what I am checking"
Walk the property Full walkthrough. Point out positives and concerns. Let buyer explore independently. Note condition vs price Agent Do not sell — advise. "This is what I see. What do you think?" Let buyer form their own opinion, then add professional context
Capture buyer feedback After each showing: rating (1-5), likes, dislikes, concerns. Update tour spreadsheet in real-time Agent Pattern emerges after 2-3 tours. Use feedback to refine search criteria. "You seem to gravitate toward [X]. Should we focus there?"
Post‑tour debrief Review all properties visited. Rank favorites. Discuss next steps: more showings, or ready to make an offer? Agent Y FTB: Reassure them — taking time is OK. Rushing leads to regret. "The right house will feel right AND the numbers will work"
M05 TARGET PROPERTY IDENTIFIED — Buyer has selected a property and is ready to make an offer
PRC‑04.BPM | Buyer Process — Milestone Matrix v1.0  •  Process 3: Property Search & Showings
TPJ Logo #ThePropertyJoes   Keri Josephson 832-368-1754 keri@thepropertyjoesgroup.com  |  Joseph Ray Diosana 281-650-4658 joseph@thepropertyjoesgroup.com
Keller Williams Memorial, 1220 Augusta St Suite 300, Houston, TX 77057
THE PROPERTY JOES GROUP  •  Buyer Process  •  Process 4: Offer & Negotiation

Process 4: Offer & Negotiation

Write the offer, negotiate terms, and execute the contract. Speed and strategy matter here.

4A. OFFER PREPARATION

KEY TASK DESCRIPTION ROLE FTB NOTES / AHA'S
Run comps for offer Pull 3 sold + 3 active/pending comps. Calculate price/sqft. Determine competitive offer range. Review DOM + market conditions Agent Present buyer with data-backed recommendation: "Based on comps, fair value is [X-Y]. Here is my suggested offer strategy"
Prepare offer package Contract (TREC form) + addenda. Include: price, option fee, earnest money, closing date, special provisions, financing terms Agent Y FTB: Explain every line. Option fee, earnest money, and their deadlines. "If we miss this deadline, you lose [X]"
Verify funding Confirm pre-approval covers offer amount. Proof of funds for earnest money and option fee. Lender letter attached Agent Y FTB: Explain seller contribution to buyer closing costs. Include in offer if needed. Net sheet from lender = cash to close + monthly payment
Submit offer Send complete offer package to listing agent. Confirm receipt. Set response deadline Agent Confirm listing agent received ALL documents. Follow up within 2 hours if no acknowledgment. Time kills deals

4B. NEGOTIATION

KEY TASK DESCRIPTION ROLE FTB NOTES / AHA'S
Manage counteroffers Review counter terms. Advise buyer on strategy: accept, counter, walk. Always data-driven recommendation Agent Y FTB: Explain what is negotiable (price, closing costs, repairs, closing date) vs what is not. "Here is what I recommend and why"
Multiple offer strategy If competing offers: highest-and-best strategy. Escalation clause if appropriate. Personal letter (when allowed) Agent Present buyer with options and probability of success for each. Never overbid without data justification
Execute contract All parties sign. Confirm execution date. Calculate all deadlines (option, financing, closing). Enter into transaction management Agent Deadlines start from execution date. Calendar EVERY deadline immediately. One missed deadline = deal risk
M06 CONTRACT EXECUTED — Offer accepted, all parties signed, option period begins
PRC‑04.BPM | Buyer Process — Milestone Matrix v1.0  •  Process 4: Offer & Negotiation
TPJ Logo #ThePropertyJoes   Keri Josephson 832-368-1754 keri@thepropertyjoesgroup.com  |  Joseph Ray Diosana 281-650-4658 joseph@thepropertyjoesgroup.com
Keller Williams Memorial, 1220 Augusta St Suite 300, Houston, TX 77057
THE PROPERTY JOES GROUP  •  Buyer Process  •  Process 5: Contract to Close

Process 5: Contract to Close

From executed contract through closing day. Manage the option period, inspections, appraisal, title, and closing logistics.

5A. OPTION PERIOD

KEY TASK DESCRIPTION ROLE FTB NOTES / AHA'S
Order inspections Home inspection IMMEDIATELY (within 24-48 hours of execution). Schedule specialists as needed: foundation, roof, HVAC, pool, septic Agent Y FTB: Explain what inspector checks and does NOT check. Attend inspection with buyer. "This is your chance to uncover issues before you are committed"
Verify insurance Insurance verification during option period — protects earnest money. Confirm property is insurable at acceptable rate Agent Y Operational change 2026-01-23: Insurance moved to option period. Flood zone or claims history can make property uninsurable. Find out NOW, not after option expires
Review inspection results Walk buyer through inspection report. Categorize: critical safety, major repair, minor cosmetic. Prioritize repair requests Agent Y FTB: Help them understand what is normal wear vs real concern. "This is typical for a house this age" vs "This needs attention before closing"
Negotiate repairs Submit repair amendment or credit request to seller. Be strategic: ask for what matters, not everything Agent Data-driven: include inspector quotes. "We are not asking for a discount — we are asking the home to be in the condition represented"
Option period decision Continue, negotiate, or terminate within option period. If terminating, written notice required before deadline Agent Y FTB: This is their safety net. "You have until [date/time] to decide. After that, earnest money is at risk"
M07 OPTION PERIOD CLEARED — Inspections complete, repairs negotiated, buyer commits to purchase

5B. APPROVALS & TITLE

KEY TASK DESCRIPTION ROLE FTB NOTES / AHA'S
Monitor appraisal Lender orders appraisal. Track timeline. Review results. If low: renegotiate, pay difference, or use appraisal contingency Agent Y FTB: Explain appraisal protects them: "The bank will not lend more than the home is worth. If it appraises low, we have options"
Track lender progress Weekly check-in with lender. Confirm all borrower documents submitted. Monitor conditional approval → clear to close Agent Y FTB: Remind them to respond to lender requests SAME DAY. Delays here push closing dates. "Your lender is your best friend right now"
Review title commitment Title company delivers commitment. Review Schedule B (exceptions) and Schedule C (requirements). Flag issues to buyer Agent Check for: liens, easements, encroachments, HOA transfer fees. Ensure seller clears all title requirements before closing
Review survey Obtain or review survey. Check property boundaries, easements, encroachments, setbacks. Compare to title commitment Agent Survey exceptions should match title commitment. Flag any discrepancies to title company immediately
M08 CLEAR TO CLOSE — Appraisal approved, loan cleared, title commitment reviewed

5C. PRE-CLOSING & CLOSING DAY

KEY TASK DESCRIPTION ROLE FTB NOTES / AHA'S
Schedule final walkthrough Walk property 24-48 hours before closing. Verify: repairs completed, property in agreed condition, all fixtures present Agent Y FTB: "This is your last chance to verify everything before you own it." Check every repair, every appliance, every room
Review closing disclosure Compare closing disclosure to original loan estimate. Verify all numbers: price, loan amount, closing costs, credits, prorations Agent Y FTB: Walk through line by line. "Here is your cash to close. Here is your monthly payment. Here is what each fee covers"
Coordinate utilities Transfer utilities to buyer name effective closing date. Electric, gas, water, internet, security. HOA registration Coord Y FTB: Provide utility transfer checklist. "Set these up for [closing date]. Do not wait — you want lights on when you get keys"
Attend closing Closing at title company. Review and sign all documents. Wire funds (verify wiring instructions by phone, NEVER email only). Receive keys Agent Y CYBER FRAUD WARNING: Always verify wiring instructions by phone using a known number. Email wire fraud is the #1 real estate scam
Post‑close handoff Deliver keys, codes, remotes. Send post-close email (SOP 05.01). Update CRM status. Begin post-close nurture sequence Agent Celebrate! Then: 7-day follow-up call, 30-day check-in, anniversary note. Referrals come from great post-close care
M09 KEYS IN HAND — Transaction closed, keys delivered, buyer is a homeowner

Next Process: SOP 05.01 — Post-Close Nurture & Relationship Management

PRC‑04.BPM | Buyer Process — Milestone Matrix v1.0  •  Process 5: Contract to Close
TPJ Logo #ThePropertyJoes   Keri Josephson 832-368-1754 keri@thepropertyjoesgroup.com  |  Joseph Ray Diosana 281-650-4658 joseph@thepropertyjoesgroup.com
Keller Williams Memorial, 1220 Augusta St Suite 300, Houston, TX 77057
THE PROPERTY JOES GROUP  •  Buyer Process  •  Process REF: Milestone Summary

Milestone Summary

9 milestones track progress from first buyer contact to keys in hand.

M# PROCESS MILESTONE GATE CRITERIA
M01 1. Intake Buyer Qualified Motivation confirmed, financial readiness verified, search criteria established
M02 1. Intake BRA Signed Buyer representation agreement executed, pre-approval obtained
M03 2. Consultation Consultation Complete Buyer educated on process, expectations aligned, search strategy built
M04 2. Consultation Search Active MLS alerts configured, neighborhoods identified, workspace created
M05 3. Showings Target Property Identified Buyer has selected a property and is ready to make an offer
M06 4. Offer Contract Executed Offer accepted, all parties signed, option period begins
M07 5. Close Option Period Cleared Inspections complete, repairs negotiated, buyer commits to purchase
M08 5. Close Clear to Close Appraisal approved, loan cleared, title commitment reviewed
M09 5. Close Keys in Hand Transaction closed, keys delivered, buyer is a homeowner
PRC‑04.BPM | Buyer Process — Milestone Matrix v1.0  •  Milestone Summary
TPJ Logo #ThePropertyJoes   Keri Josephson 832-368-1754 keri@thepropertyjoesgroup.com  |  Joseph Ray Diosana 281-650-4658 joseph@thepropertyjoesgroup.com
Keller Williams Memorial, 1220 Augusta St Suite 300, Houston, TX 77057
THE PROPERTY JOES GROUP  •  Buyer Process  •  Process REF: Cross‑Assignment Rules

Cross-Assignment Rules & Resources

CROSS-ASSIGNMENT RULES

RULE DETAIL
BRA requiredMUST have signed Buyer Representation Agreement before any showings. ShowingSmart requires BRA for access
Joe's buyersCo-Agent = Keri Josephson (KLJ)
Keri's buyersCo-Agent = Joseph Ray Diosana (JRD)
E‑SigningJRD = Jointly  |  KLJ + others = Dotloop
Title (Non‑estate)Old Republic — Myrna Espinoza (Spanish speaking)
Title (Estate)Open Title — Susan Fitzpatrick
Title (Concierge closings)Dana Donovan
Title (Select Title)Julie Marin
Fee AttorneyKathy Crittenden
Licensed SupervisorRoger Aad

RELATED DOCUMENTS

RELATIONSHIP PROCESS ID DOCUMENT STATUS
SIBLING PRC‑04.PLM Pre-Listing Process — Milestone Matrix Active
PARENT SOP‑04.06 SOP 04.06 — Contract to Close (Buyer) <link> Active
SIBLING TPL‑COORD Coordinator Cheat Sheet Active
CHILD SOP‑05.01 SOP 05.01 — Post-Close Nurture <link> Active
REFERENCE TPL‑BUYER Buyer Presentation Deck <link> Active
PRC‑04.BPM | Buyer Process — Milestone Matrix v1.0  •  Cross-Assignment Rules & Related Documents
** Do NOT Copy Below.  COPY Above This Section **

INTERNAL USE ONLY

FilenamePRC-04.BPM | Buyer Process - Milestone Matrix
Versionv1.0 | 20260310 JRD/Cadence
ProcessPRC-04.BPM  |  04.00 Active Inventory  |  Buyer Process
Previous Versionsv1.0 (20260310) Initial buyer milestone matrix — 5 processes, 9 milestones, FTB indicators
Document ManagerCadence AI (Managed by Joseph Ray Diosana)
Next ReviewAfter next buyer transaction — incorporate field feedback

FILENAMEPRC-04.BPM | Buyer Process - Milestone Matrix v1.0 PROCESS04.00 — Active Inventory
CLIENT TYPEAll (Standard + First-Time Buyer) VERSIONv1.0 | 2026-03-10
ReferenceProcess: PRC-04.BPM  |  Library: SOP/BUYER: Buyer Process
SourcesBrokerOS SOPs (04.06 Contract to Close), TPJG Business Process doc, 106 Coordinator Templates, Buffini methodology, 568 Fireflies transcripts, Joe/Keri meeting notes, NAR settlement guidelines
Generated ByCadence AI v1.0
Glossary